The Things Regarding Workers Compensation Encino

By Arthur Cooper


After several years of schooling many people get employed while others become entrepreneurs. For those who get employed, they are recommended to familiarize themselves with laws that protect their rights especially since they can get injured while in line work or duty. Workers compensation Encino simply implies to a program or scheme that is provided for in the law which entitles payment to all staff who get work-related illness or injuries.

There are many employers who may to take advantage of their unsuspecting employees and deny them medical benefits or even wage replacement. For employees who are not aware of what workers compensation is, then here is a brief explanation. The scheme is a form of cover that is insurance cover taken by the employer on behalf of his or her employees and provides some medical benefit as well as wage replacement.

The employee can sue under the grounds of negligence by the employer. There is compensation bargain which is a trade-off basically between assured, scarce or limited coverage and inadequate resource outside worker recompense system. The compensation bargain mainly favored the employers and it helped the employers who would otherwise go bankrupt as a result of paying high damage awards.

The collective liability system was introduced to prevent chances of bankruptcy ever happening to employers and to ensure there is security of recompense to the employees. Collective liability guaranteed the worker of medical benefit and any other benefit as stipulated in their employment agreement with their employers. Individual or workers immunity is basically the necessary corollary simply to collective liability.

For eligibility for employee comp, one must get hired by a company with worker compensation policy, get an injury while still at work and one must have entered into a bidding agreement with their employer. Workman comp will cover almost all injuries but not all of them. Workmans comp was designed to compensate injured employees irrespective of whether the injury was caused by employee or employer carelessness.

Any eligible employee is entitled for recompense for work lost abruptly, injuries suffered and also medical bills without considering who was at fault. Once you as an employee is eligible for recompense, your right to sue your employer is foregone or forfeited. There are mainly three eligibility requirements and include being employed by a company that is duly insured, must have signed employment contract with the company and eventually all your injuries must be as a result of work or happening while at work.

Some employees may fall outside this category and such employees include those working in domestic sector, farms, loaned employees, leased and those workers working in the agricultural sector. For such employees, there are special laws or provisions enacted to suit them and protect their rights. But it is the role of the employee to find out if their company is insured or not by inquiring from the senior management.

For some states, the law will stipulate that the minimum number of employees a company should have to buy the insurance cover is three while for other states the law does not stipulate. In states where the law fails to set a minimum number, the employer should provide the cover even if it is just one employee.




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